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With Right Choice Critical Illness Insurance, you get cash, the help you need to get into treatment faster, an immediate second opinion and more – all for one low monthly premium.


How Right Choice protects your family from the devastating effects of a serious illness.

For anyone diagnosed with a critical illness, here’s the bottom line. The sooner you begin treatment, the greater the chance of recovery.

For Right Choice clients…

Help is available from the moment you suspect a serious illness.

Our highly qualified team of consultants and doctors will be there for you, every step of the way. As advisor, advocate and counsellor, your team is ready to spring into action when you first suspect that something might be wrong. And they will be in your corner, available when you most need them, from that moment until your problem has been resolved.

Our team is on the job.

Our doctors and consultants can provide the resources unavailable under provincial health plans to effectively manage your file. We help you get the right tests faster. And we help you get to see a specialist sooner. The result? An earlier diagnosis and treatment date to speed up your recovery.

An immediate second opinion.

Once your tests have been completed, your Right Choice team can compile the results and arrange for a second medical e-opinion from top doctors in world-renowned U.S. hospitals. There is no need for you to travel anywhere or do anything.

If necessary, fast access to out-of-province tests and treatment.

Our focus is on helping you obtain the best care as close to home as possible, and to assist your Canadian doctors in whatever ways we can. Should you opt to look at alternatives, our established medical network can help. We can facilitate access to immediate treatment, either out-of-province or out-of-country, for tests and treatment. And, as a Right Choice client, any services that are outside your provincial health plan can be obtained at preferred rates.

Cash to get you by.

As a Right Choice policyholder, you get $50,000 or $100,000 in cash to spend any way you wish. Plus, we help you fill out your claim forms so that any eligible cash benefits can be paid to you ASAP. Learn more about Product Benefits »

In summary…

By managing your patient file, speeding up needed tests and helping you get the most out of each visit to a specialist, the time between tentative diagnosis and implementation of your preferred treatment plan can be reduced – often by 50 per cent or more. On average, this represents an eight to nine week improvement in the time it takes to begin your treatment. In some provinces, the improvement is even greater.

Right Choice Critical Illness Insurance is affordable, and easily obtained. You can enroll online and be covered right away. Get a no-obligation quote.

The Right Choice Commitment

At Right Choice, we’re standing by to help you…

  • Deal with your provincial health plan, quickly and effectively.
  • Cope with the emotional turmoil of a serious illness.
  • Understand what diagnostic tests you will need.
  • Get your tests done faster.
  • Interpret test results, and medical jargon.
  • Reduce wait times to see specialists – often significantly. .
  • Understand the specialist’s findings and recommendations.
  • Get answers to all the questions you forgot to ask your doctor.
  • Create your own personal medical file and keep it current.
  • Obtain a second medical opinion from one of the world’s top doctors.
  • Decide on the treatment that’s best for you.
  • Get the cash benefit for which you’re eligible, quickly.

People are depending on you. Make the Right Choice!